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Everything for your home, for Lower.
The place to finance, buy, sell, insure or save for a home. Everything you need. One amazing experience. All for less.

Finance Your Home: You want lower rates. We’ve got ’em.
We’ve made the process super streamlined—so you get lower rates, lower fees, and lower payments when you buy a home with Lower.

Refinance with Lower
Lower your monthly payments.  Lower your rate. Change your term. Take cash out to pay off debt. No matter which option you choose, refinancing with Lower can save you money.

Save for a Home Faster:  Save up, Earn Cash, Buy home.
Jumpstart your home savings in the Lower app. Save up. Set goals. Stay on track. Build credit. And earn up to $500 HomeCash™ match along the way. All in your FDIC-insured H Buy or sell your home.  Get matched with an agent and save.

Buy or Sell your Home: Get matched with an agent and save.
Your Lower real estate agent is your key to uncovering hidden savings. Whether you’re buying or selling, they’ll help you navigate the real estate market and show you exactly what you need to do to get the best deal possible.

To learn more about how can help you, visit:
Lower Mortgage: Sell, Buy or Refinance Your Home Online